Who is allowed to perform FHA appraisals?

FHA (Federal Housing Administration) appraisals are specifically required to be conducted by appraisers who are approved by the Department of Housing and Urban Development (HUD). These appraisers have the necessary qualifications and training to assess properties for FHA loans, ensuring they meet the required standards for safety, security, and soundness that align with HUD's guidelines.

Being HUD-approved means that the appraiser has gone through a rigorous application process and has demonstrated their competence in handling the unique aspects associated with FHA transactions. This approval ensures that the appraiser is familiar with the specific requirements and regulations that govern FHA loans, which may differ from other types of appraisals.

Other categories, such as state-certified or registered appraisers, do not inherently signify that those appraisers meet the additional criteria set forth by HUD. Therefore, an appraiser may hold a state certification but still may not be eligible to perform FHA appraisals if they do not have the necessary HUD approval.